Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. TSP Returns in 2022: One Fund is Up and One Down 13.30% As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. traffic on our website. At the end of December 2022, the G Fund had 40.3% of assets totaling $292.6 billion. Historical TSP Fund Performance - TSP Smart F Fund | The Thrift Savings Plan (TSP) If you do not allow these cookies you may not be TSP Performance Up in 2023 After Dismal 2022 Returns 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. The indexes we use do not account for fund expenses, so earlier returns are slightly higher. $606 million was transferred into the I Fund, and $464 million was transferred into the G Fund. This article As of 3/2/2023, the fund has a compound annual growth rate of 5.6%, annualized standard deviation of 17.8%, and Sharpe Ratio of 0.16. For more information about the First and Third Party Cookies used please follow this link. The TSP I fund is higher weighted in Finance and the old economy sectors which have underperformed. Less investment risk. The Small Capitalization Stock Index (S) Fund. What happened after the last significant yearly loss? Those negative factors are now leading to more positive news. Privacy Policy Aggregate Bond Index. Historical TSP fund performance, data, and charts Ability to track your own TSP account balance/performance Support Daily TSP Development One-time, lifetime, upgrade that is valid on all of your mobile/tablet devices Basic Free Version Daily TSP fund closing share prices Historical fund performance data Ability to create a My TSP account Privacy Policy | Five are individual stock and bond funds, and the others are target retirement date funds. What it Takes to Be a TSP Millionaire in . Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. All Rights Reserved. Performance Average annual returns --YTD 1 yr 3 yr 5 yr 10 yr Summary Details as of 12/31/2022 Assets $30.2 billion Total expense ratio F Fund investors are rewarded with the opportunity to earn higher rates of return over the long term than they would from investments in short-term securities such as the G Fund. The leading sector in the International fund is the financial sector and many banks in Europe are in deep trouble and explain the $120 billion per month of money printing by the European Central Bank today. Aggregate Index consists of high-quality fixed-income securities with maturities of more than one year. Follow Ralph on Twitter: @RalphSmith47. In December 2022, TSP participants transferred $515 million out of the C Fund and another $440 million out of the S Fund. may be used by those companies to build a profile of your interests and show you relevant adverts on other Thrift Savings Plan Returns | FEDweek Aggregate Bond Index, a broadly diversified index of the U.S. bond market. TSP has an obligation to disclose these cookies. Best TSP Allocation TSP F Fund 2021 TSP Lifecycle Funds TSP Funds to avoid TSP Allocation Percentage Guide the TSP Funds TSP TSP Smart blog TSP I fund TSP S fund TSP C fund TSP G fund TSP F fund TSP Tracked Indexes Seasonal Investing About Our Almanacs Seasonal Guides Santa Claus Rally The January Effect It gives you the opportunity to earn rates of interest similar to those of long-term Government securities with no risk of loss of principal. Both FERS and active-duty uniformed services participation rates ended the year with impressive numbers. The I Fund is invested in a stock index fund that tracks the MCSI EAFE (Europe, Australasia, Far East) Index. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. Volatile TSP funds like the C, S, and I fund have a high standard deviation, while the deviation of the G and F funds is lower. Annual TSP Performance | TSPDataCenter.com Readers have reported unhappy experiences with the new TSP website. Because the U.S. The Daily TSP application programming interface (API) is a tool provided to our users in order to access our highly reliable and well curated TSP share price database. Therefore we would not be able to track your activity through the (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_4',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. TSP has an obligation to disclose these cookies. Last updated: January 24, 2023 at 06:19 PM. One TSP stock fund was down 26%. Any abuse of the API may result in the revoking of your API token. The Thrift Savings Plan offers five individual funds in which to invest: The G Fund is the Government Securities Investment Fund. Learn more, please visit our Cookie Statement page. TSP Fund Performance. Aggregate Bond Index | bloombergindices.com, Asset manager(s) sale of your personal information to third parties. Over the last 10 years, TSP Coach has proven it is the best. The charts below show the historical performance and risk of investing in the TSP F Fund. able to use or see these sharing tools. By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. The table below compares TSP Coach returns to all the major TSP allocation plans minus fees. G Fund and the debt limit | The Thrift Savings Plan (TSP) There are 10 active TSP Lifecycle Funds, and two retired funds. A description of each of the TSP funds is here. To allow for a longer performance comparison, we extended the available TSP fund price history for the C, G, F, I, and S funds with their underlying index data. browser. An initial investment of $1,000 on 8/31/1990 would today be worth $5,153: Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. Completion Total Stock Market (TSM) Index (. In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. Lapse in appropriations (government shutdown). Federal government websites often end in .gov or .mil. A bond fund's price changes based on yields earned and capital gains . What few realize is the TSP C fund (SP500 index) is geographically diversified in the right way. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. The TSP S fund tracks the performance of all the US stocks not in the SP500 index via an index called the Dow Jones Total US Stock Market Completion Index . Nearly All TSP Funds Have Fallen for a Second Straight Month It tracks the performance of the Dow Jones U.S. Learn more, please visit our Cookie Statement page. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. Federal government websites often end in .gov or .mil. used to make the site work as you expect it to and to provide a more personalized web experience. Perhaps best expressed in the historical drawdown charts for each fund, which show the magnitude. These cookies are not used in a way that constitutes a sale of More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * . The C Fund tracks the performance of the S&P 500 index. Advertise | Thrift Savings Plan Overview | TSPDataCenter.com The Thrift Savings Plan's government securities (G) fund was the only offering to stay positive last month, increasing 0.28%. These funds are a mix of the five core TSP funds (G, F, C, S, and I). You can usually find these settings in the Options or Preferences menu of your This fund is still down 15.58% so far in 2022. use third-party cookies which are cookies from a domain different than the domain of the website you are This is a market index of small and medium-sized U.S. companies that are not included in the S&P 500 Index. Before sharing sensitive information, make sure youre on a federal government site. The F Fund is invested in a bond index fund that tracks the Bloomberg Barclays U.S. Functionally, the TSP operates nearly identically to a 401 (k). The fixed income bonds in theFFund finished February 2.58% in the red. Net administrative expense ratio website (such as prompting our cookie banner and remembering your privacy choices) and/or to monitor site ensure the proper functioning of our website (such as prompting our cookie banner and remembering your privacy can choose not to allow certain types of cookies, which may impact your experience of the site and the Here is the latest information on 2023 inflation and the 2024 COLA. Some competitors keep changing their strategies, others not listed do not even provide their returns, and finally, some trade more than two times a month. These cookies collect information for analytics and to They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. to learn more. Privacy Policy | Due to rounding, numbers may not add up to exactly 100%. An official website of the United States government. Total expense ratio The Thrift Savings Plans government securities (G) fund was the only offeringto stay positive last month, increasing 0.28%. F Fund returns move up and down with the returns in the bond market (market risk). You The. The .gov means its official. The Thrift Savings Plan offers five individual funds in which to invest: G Fund The G Fund is the Government Securities Investment Fund. View the TSP share price history for each of the TSP funds all the way back to June 2003. Strictly Necessary Cookies - Always Active. Aggregate Index. An official website of the United States government. The investment mix of each L Fund becomes more conservative as its target date approaches. The S Fund is the Small cap stock Index investment fund. The TSP returns are off to a good start so far in 2023. Likewise, all of the TSPs lifecycle (L) funds, which shift toward more stable investments as participants get closer to retirement, lost ground last month. He has written extensively on a full range of human resources topics in books and newsletters and is a co-founder of two companies and several newsletters onfederal human resources. This website uses cookies to enhance user experience and to analyze performance and International Stock Index Investment (I) Fund. By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP . The name of each fund indicates ones projected retirement date. . The C Fund is still down 4.59% for the year-to-date but it is up 15.63% for the past 12 months. 2023 Thrift Savings Plan Maximum Contribution Limits, 10 Thrift Savings Plan Mistakes Federal Employees Should Avoid, Bloomberg Barclays U.S. Slow Start for TSP Funds in 2022; C Fund Performs Better in March Subscribe to our free email list to get our news updates in your inbox. This may affect our ability to personalize ads according to your preferences. Question? See all TSP funds The TSP G Fund allows investors to earn interest rates similar to those of long-term U.S. Treasury Bonds, but without any risk of loss of principal. user asks your browser to store on your device in order to remember information about you, such as your see some advertising, regardless of your selection. The information collected might relate to you, your preferences or your device, and is mostly Focus on active risk management and capital preservation. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. Preferences menu of your browser. Here are the average net assets of each fund (in billions): At the end of December, there were 6.75 million TSP participants. Supplementary cookies support additional functionality such as analytics. The C Fund tracks the performance of the S&P 500 index. TSP F Fund - TSP Folio The site is secure. Advertise | As those who have been investing in the stock market for a long time already know, one bad year does not determine the future of your investment portfolio. The G Fund had 33.3% of assets totaling $270.1 billion. It invests in bonds which track the performance of the Bloomberg U.S. It is a defined contribution plan, similar to 401 (k) style retirement savings plans in the private sector. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. A cookie is a small piece of data (text file) that a website when visited by a This index is made up of small and medium sized companies. Thrift Savings Plan (TSP) Summary of Returns Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. Most of the TSP offerings are still up for the year so far. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. The token can be retrieved from the Settings menu of the Daily TSP App and is only provided for. It invests in bonds which track the performance of the Bloomberg U.S. My Federal Retirement is not affiliated with the U.S. Federal Government. There are currently 15 investment funds in the Thrift Savings Plan. If you have enabled privacy controls on your browser (such as a plugin), we have View historical monthly performance of all TSP funds all the way back to 1988. The table below shows the historical performance of the original (Classic) Lifecycle Funds, which became available for investment in August 2005: [5]. All of this impacted TSP performance last year. Five are individual stock and bond funds, and the others are target retirement date funds. At the end of 2021, FERS had a participation rate of 94.1% and uniformed services had a rate of 73.7%. sites. TSP G Fund - TSP Folio The charts below show the historical performance and risk of investing in the TSP I Fund. Use the left and right buttons on your keyboard to scroll sideways. U.S. Federal Employee Thrift Savings Plan (TSP) Forecast System So far this year, the F Fund has gained 0.58%. information by using this toggle switch. Social media cookies are set by a range of social media services that we have View the TSP share price history for each of the TSP funds all the way back to June 2003. It gives you the opportunity to invest in international stock markets and to gain a global equity exposure in your portfolio. We also think of the "S" as Small, as in the Small Cap stocks. You can usually find these settings in the Options or However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). The common stocks of the C Fund fell 2.44% in February, reducing its 2023 performance to 3.68% in the black. The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. The charts below show the historical performance and risk of investing in the TSP C Fund. The F Fund tracks the Bloomberg U.S. Federal workers can contribute a maximum of $20,500 to their TSP (in 2022). The TSP C fund is dominated by the new economy stocks (38%) while the TSP I fund only carries 14% of Tech and Communication Services. choices) and/or to monitor site performance. FedSmith.com. A retirement portfolio that contains stock funds, like the C, S, and I Funds, along with the F Fund, will tend to be less volatile than one that contains stock funds alone. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. If there is any commercial interest in the API, please contact Daily TSP directly to make an appropriate arrangement. . Obviously, these are large amounts of money. 2023 Starts With Strong TSP Performance: One Fund Up 8.25% So Far You may exercise your right to opt out of the sale of personal TSP I Fund - TSP Folio Reproduction without permission prohibited. One TSP management advisor sees a "growth recession" ahead. Aggregate Bond Index, a broad index representing the U.S. bond market. Terms of Use | G Fund account balances will continue to accrue earnings and will be updated each business day, and loans and withdrawals will be unaffected. Payment of principal and interest is guaranteed by the U.S. Government. U.S. Federal Employee Thrift Savings Plan (TSP) Forecast System Federal Employees own and operate this website. Terms of Use | added to the site to enable you to share our content with your friends and networks. will not hand over your personal information to any third parties. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-box-1','ezslot_8',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * The fixed income bonds in. When you visit our website, we store cookies on your browser to collect The Thrift Savings Plan is the defined contribution retirement plan federal employees and members of the uniformed services. TSP performance is down in February 2023 but still up for the year-to-date. TSP Coach | TSP Fund Allocation Strategies For simplicity, we refer to it as the non-sp500 index. TSP - FEDweek The number at the end of 2022 is the lowest end of the calendar year figure since 2020 but still an improvement over earlier this year. The overall risk is relatively low in comparison to certain other fixed income investments in the market because the F Fund includes only investment-grade securities. Your F Fund investment is also exposed to prepayment risk, which is the probability that if interest rates fall, bonds that are represented in the index will be paid back early thus forcing lenders to reinvest at lower rates. TSP C Fund - TSP Folio The U.S. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. The G Fund is often thought of as the "safest" TSP Fund as it never goes down. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. The site is secure. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. Can Federal Employees Contribute to Both an IRA and the TSP in 2023? Rates of Return | The Thrift Savings Plan (TSP) While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. Here is a summary of improvements that are on-going and planned for the near future. The S Fund is the Small cap stock Index investment fund. to take that as a valid request to opt-out. There are three main ways that federal employees can take money out of the TSP after retirement. TSP performance charts III. TSP/Vanguard Smart Investor - TSP S fund If you do not allow these cookies, you will experience less targeted advertising. Concern?Whatever it is, please do not hesitate to shoot us a line.We always enjoy hearing from our users! Drawdown: the peak-to-trough decline in the TSP fund value, measured as a percentage between the peak and the trough.